Your Trusted RI Mortgage Brokers: Easy Process! Competitive Rates! Fast Approval!
You’ll be approved faster than you expected. Avoid surprise, and depend on our mortgage brokers who know the Rhode Island market like the back of their hand.
A+
Better Business Bureau
750+
Reviews
$7B+
Total Loan Volume
30K+
Loan Funded
Choose the Best For You!
Our RI mortgage brokers connect buyers with the best loan options, offering expert advice, as well as competitive rates and individualized service.

FHA Loan
The FHA loan is a government-backed loan that is perfect for first-time buyers who have limited savings or a less-than-perfect credit score. With lower down charges and more flexible terms, FHA mortgages make homeownership affordable for a greater number of buyers.
3.5%
Down Payment

VA Loans
The VA loans are available to veterans, active duty military, and eligible spouses. They do not require a down payment, home mortgage insurance, or private, but competitive rates of interest, which help service members achieve affordable and lucrative homeownership opportunities.
0%
Down Payment

Conventional Loan
Conventional loans are now popular with Rhode Island homebuyers. They offer a variety of options for down payments that are flexible, along with low interest rates and simple conditions, which makes them perfect for those with a good credit score who are looking for traditional mortgage financing.
3%
Down Payment

Jumbo Loans
Jumbo loans are accessible to those who purchase properties of high value, which are over the typical limit. They provide flexibility in terms and conditions, low rates, and a custom solution that allows access to luxurious real estate without financial restrictions or difficulties.
10%
Down Payment

USDA Loans
USDA loans are designed explicitly for suburban and rural homebuyers. They offer zero down payments, low interest rates, and government support, which makes homeownership affordable for those who qualify to buy in specific areas of Rhode Island.
0%
Down Payment

FHA Loan
The FHA loan is a government-backed loan that is perfect for first-time buyers who have limited savings or a less-than-perfect credit score. With lower down charges and more flexible terms, FHA mortgages make homeownership affordable for a greater number of buyers.
3.5%
Down Payment

VA Loans
The VA loans are available to veterans, active duty military, and eligible spouses. They do not require a down payment, home mortgage insurance, or private, but competitive rates of interest, which help service members achieve affordable and lucrative homeownership opportunities.
0%
Down Payment

Jumbo Loans
Jumbo loans are accessible to those who purchase properties of high value, which are over the typical limit. They provide flexibility in terms and conditions, low rates, and a custom solution that allows access to luxurious real estate without financial restrictions or difficulties.
10%
Down Payment

Conventional Loan
Conventional loans are now popular with Rhode Island homebuyers. They offer a variety of options for down payments that are flexible, along with low interest rates and simple conditions, which makes them perfect for those with a good credit score who are looking for traditional mortgage financing.
3%
Down Payment

USDA Loans
USDA loans are designed explicitly for suburban and rural homebuyers. They offer zero down payments, low interest rates, and government support, which makes homeownership affordable for those who qualify to buy in specific areas of Rhode Island.
0%
Down Payment

No In-Person Appraisal Needed
Eliminate the stress of an in-person appraisal and get your loan approved within minutes, which makes the process of financing your home easier, more effective, and more convenient than conventional ways.
Fixed Rate Options
Our RI mortgage brokers enable you to lock in the fixed rate for stable payments that provide assurance and stability over the entire duration of your mortgage.
Borrow up to $750k
Up to $750,000 of financing with a single charge for origination and the flexibility to purchase higher-priced homes, without the hassle of a myriad of fees.
What Makes Us the Best Mortgage Brokers in Rhode Island
Local Market Expertise
We are familiar with Rhode Island neighborhoods, lenders, and regulations. This is why we offer expert advice, accurate appraisals, and no unpleasant surprises in the mortgage procedure.
Competitive Rates & Broad Lender Network
Our agreements with lenders provide you with lower rates as well as more flexible loans and more flexibility in negotiating your loan to save money while finding the most suitable fit.
Streamlined & Transparent Process
Beginning to the end, the process is easy and efficient, without extra costs, precise timelines, and step-by-step instructions.
100% Online Application
You can fill out the mortgage form online when you choose our mortgage broker in Rhode Island. This will save you time and hassle while you get a quick and reliable decision on your application.
Online Video Notary & Support
You can quickly notarize online and get expert advice to make the mortgage process simple, supported, and easy at any time.
Our Client Experiences
Homebuyers appreciate our personal approach. They understand how we simplify complex procedures and provide assistance throughout the entire process.
Ian Dore2024-09-16Jonathan was great to work with!
Manoth Rajagopal2024-07-29Jonathan is Awesome.He helped us getting our dream home. He is so polite and best in what he is doing.
Jagadeesh Duraisamy2024-02-20Jonathan is a nice gentleman, easy approachable and very friendly person. I am a first time home buyer, he guided me throughout the home buying processes, answering all my questions very patiently and clearly without any ambiguity. In fact, I learnt from him a lot of new information. Working with him was a very good experience!
TSpell Bound2024-02-18Great to work with and he will fight till the end to get the job done. Goes above and beyond for his clients.
raja raja2023-10-14Jonathan is the BEST Mortgage loan officer (not only just loan officer he is more than that) helped me throughout the process of purchasing Home, Jonathan made himself available whenever I needed him & clarified all my questions that arose during my Loan process, and he have very good patience (listens you what you asked and advice) and he helped us not only just with loan processing options but also helped us with other things related to qualify for mortgage loan.he is Good, Knowledgeable, thoughtful and more importantly i liked the way he gives importance and attention towards customer. I highly recommend Jonathan for anyone who are looking for Mortgage loan and he is BEST.
Mandar2023-10-13Jonathan is amazing! 5 stars are not enough to justify how good this guy is. Throughout the loan process, he will be with you like a very good friend. He is very quick to respond and will answer all your questions with patience. He also helps answer queries even after the loan process is completed. It was a great experience working with Jonathan and I hope I can work with him again.
Katrina Najem2023-10-03What a fantastic person and mortgage loan officer! Jonathan was hands on and helped me through the entire process of purchasing my first home. I felt supported during a very stressful time and I will be forever grateful. Jonathan was respectful, honest, and very knowledgable. He was willing to speak openly with both my father and I, assuring us along the way. He is an excellent communicator, and was willing to answer as many questions as needed to ease our minds. Most importantly he was able to get us the best mortgage rate during the height of the housing market! You will not be disappointed if you choose him. I will definitely be reaching out to him in the future! Thank you, Jonathan, for all that you do!
Christopher Meagher2023-09-25He’s an all around amazing lender broker.. worked with my wife and I for some time directing us on what to do to get our credit where we needed to be. Once he helped us get there the closing process was a breeze I’d highly recommend Jonathan Boularim to handle your next home loan or refinancing. Been a pleasure to work with him and he’s really quick with his work closed in like 25 days after offer accepted great work give him a 100percent costumer satisfaction rating 💪
A Pickett2023-09-06Jonathan and Aimee made what seemed impossible possible. They took the time to explore all options and were very diligent in helping me with my refinance. Super grateful to have had their assistance!
Anna Valeri2023-07-26Jonathan was lovely to work with. He made the home buying process easy and stress free!
Optimize Your Mortgage Strategy!
Our mortgage brokers in RI utilize advanced analytics to evaluate your financial picture and recommend optimal loan options that meet your requirements. When we look at factors like the credit score, debt-to-income ratio, and the type of property, we suggest the most cost-effective loan options. Our relationships with a wide variety of lenders will enable you to obtain an affordable rate with flexible terms. Apply today and leverage our expertise to secure the best mortgage to meet your financial goals.

Visit Our Mortgage Knowledge Centre
Homebuyers favor FHA loans due to their more flexible credit qualification requirements and lower down payment requirements, which lower the...
You may have heard that the kinds of properties you can buy with an FHA loan have higher standards. Many...
A lot of people wish to purchase a home but are worried about their mortgage eligibility. Are you concerned that...